A clearer, fairer path to private health coverage
Freedom Healthcare Savings was built on a simple belief: finding good health insurance shouldn't feel like a battle. We're the licensed advisors in your corner.
Why we exist
Millions of Americans don't qualify for Marketplace subsidies — the self-employed, freelancers, early retirees, families between jobs. For them, the “official” options are often shockingly expensive, and the alternatives are confusing.
We started Freedom Healthcare Savings to fix that. As an independent brokerage, we compare private PPO plans from the carriers you already trust and match you with coverage that actually fits your budget, your doctors, and your life — available year-round, not just during a narrow enrollment window.
Our advisors are licensed, our guidance is free, and our only goal is getting you to the right plan. That's the whole business.
By the numbers
- 12,000+
- Members guided to coverage
- All 50 states
- Nationwide plan access
- Under 1 hour
- Typical advisor response
Illustrative figures; individual results vary.
Coverage that grows with you — at every stage of life.
From your first solo plan to bridging the years before Medicare, we're here for the whole journey.
What we stand for
Independent by design
We don't work for a single carrier. We work for you — comparing plans across major insurers to find your best fit.
Education over pressure
We explain the trade-offs in plain English and let you decide. No scripts, no scare tactics, no hard sell.
People before policies
Behind every plan is a real person with real needs. We treat your coverage like it's our own family's.
Transparency always
Clear pricing, clear disclosures, clear next steps. You'll always know exactly where you stand.
Ready to find your plan?
Start with your state and a licensed advisor will match you to private PPO plans available in your area — no pressure, no obligation.
- Licensed advisors, no pressure
- Year-round enrollment
- Free plan review — no obligation
See your plan options
Free & no obligation · licensed advisors
Start with your state.
Let's find your coverage
Your information is secure and private.
Takes less than 30 seconds · Free review · No obligation